Agento

Accident insurance

Accident insurance tailored to your life circumstances!

Calculate and purchase your policy online in just 5 minutes!

Total insured sum
Accident insurance

Why is accident insurance necessary?

Financial support in unexpected situations

If an accident occurs, insurance provides compensation for injuries, treatment, and other incident-related expenses. This helps maintain financial stability even in unexpected circumstances.

Compensation for injuries

Compensation for injuries

Fractures, sprains, burns, frostbite, bites. Compensation is paid for such accidents according to the policy coverage. The compensation amount depends on the type and severity of the injury.

Coverage of treatment and rehabilitation expenses

Coverage of treatment and rehabilitation expenses

The policy covers doctor consultations, diagnostics, treatment, medications, and rehabilitation needed during the recovery process. This allows you to receive help faster and without additional financial burden.

Protection worldwide 24/7

Accident insurance is valid at home, at work, and during leisure, including abroad, complemented by travel insurance. This means that regardless of location, time of day, or activities, the person is protected from unexpected expenses in case of injury.

Why choose accident insurance?

Individually tailored coverage

Accident insurance that matches your specific life circumstances: for children, athletes, travellers, or professional workers.

Protection 24/7 worldwide

Accidents can happen at any time and place - accident insurance will protect you in any situation.

Financial security

Receive compensation for injuries, treatment costs, and rehabilitation to avoid unplanned financial losses.

Accident insurance - how to get it

Step 1

Fill in the application form with the required information

Step 2

Compare offers and choose the most suitable policy

Step 3

Make a secure payment on our website

Step 4

Receive the policy by email after payment

Accident insurance in real-life situations - how does it work?

Broken arm
-500 €
With policy Without policy

Broken arm

A woman, falling on ice, broke her arm, sustaining a serious injury. Thanks to accident insurance, all necessary medical care: MRI, diagnostics, treatment, and compensation was covered. The total payout of €500 provided significant financial support, preventing major expenses.

Small accident - big expenses
-850 €
With policy Without policy

Small accident - big expenses

A 32-year-old man, cycling (bicycle insurance would provide additional protection) on a slippery road, fell and sustained a serious leg injury requiring hospitalisation, X-ray examinations, and prolonged rehabilitation. The insurer covered all medical expenses and paid €850 compensation.

Injury at home
-400 €
With policy Without policy

Injury at home

A man, painting walls, slipped on a ladder and injured his tailbone. Since the accident insurance also covered rehabilitation, the insurer paid compensation for the injury and reimbursed treatment costs, totalling €400. This helped recover faster and avoid unnecessary expenses after the incident.

The cost of a sports injury
-700 €
With policy Without policy

The cost of a sports injury

A young woman sustained a knee injury at the gym. To undergo the necessary examinations and receive treatment, including MRI and physiotherapy, all costs had to be covered personally. Total costs reached €700, creating a significant financial burden and hindering full recovery.

Frequently Asked Questions

What is accident insurance?

An accident is a sudden, involuntary, and previously unforeseeable effect of certain external factors (physical, mechanical, chemical, thermal, electrical) on your body, resulting in tissue and organ damage from physical trauma, leading to loss of working capacity or death. Accident insurance provides financial support when injuries are sustained.

What does accident insurance cover?

Accident insurance covers injuries, bone fractures, treatment expenses, disability, and critical illnesses.

What are critical illnesses?

Life-threatening diseases such as cancer, heart attack, and others. Each insurer's list of critical illnesses included in coverage may differ, so it is important to review it before purchasing a policy.

Is accident insurance valid when doing sports?

If you are involved in sports at an amateur or professional level, or enjoy high-risk sporting activities such as boxing, mountaineering, equestrian sports, or water sports, inform your broker before purchasing the policy to prepare a personalised offer.

What to do if an accident happens abroad?
  • Contact the insurer. The policy documents or insurer's website contain an emergency helpline number. Call and inform about the situation. Many insurers offer 24/7 assistance services.
  • If medical help is needed. Go to the nearest hospital or clinic.
What are the insured person's obligations?
  • Provide complete and truthful information about health status and other facts and circumstances if they are necessary for assessing the likelihood of the insured risk occurring.
  • Carefully review the insurance policy and terms.
  • In case of an incident, immediately seek medical assistance.

Even more options for your safety

Submit your insurance claim quickly and conveniently!

Choose your insurance company and submit a claim without unnecessary hassle