OCTA calculator for motorcycles - compare offers
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Motorcycle MTPL is a mandatory requirement for road traffic participation and your responsibility towards others. The policy compensates losses if your motorcycle accidentally causes harm to another person or their property. If you cause an accident, the insurer will pay the victims' losses, not you. Without a valid motorcycle MTPL policy, participating in road traffic is not permitted. It protects you from large expenses
Each insurer's motorcycle MTPL policy price can differ significantly. Compare offers with the calculator and find the most advantageous option! This way you can save, choose a convenient payment method, and get additional benefits such as extended coverage or flexible policy terms.
You cannot participate in road traffic without MTPL. It protects
Although many purchase motorcycle MTPL only for the season, it is also useful off-season, for example, if the motorcycle accidentally damages a neighbour's car in an underground parking lot during winter. Motorcycle MTPL coverage applies in such situations as well.
A motorcyclist riding through a village could not brake in time on a bend and crashed into a private house fence. The fence was knocked down, and a kerb and decorative lantern were also damaged. The homeowner filed a claim. Thanks to motorcycle MTPL, the insurer covered the losses: €780
A motorcyclist in the city at a pedestrian crossing could not brake in time and hit a pedestrian crossing on a green light. The victim had a leg fracture requiring surgery and rehabilitation. The motorcycle MTPL policy was valid, so all medical expenses: €3,400 - were covered by the insurer.
A motorcyclist manoeuvring in a shopping centre car park clipped the side mirror of a neighbouring car, breaking it. The car owner immediately reported the damages. Since the motorcyclist had valid motorcycle MTPL, the insurer compensated for the mirror replacement and painting: €290.
A motorcyclist pulling out of an intersection failed to notice an approaching car and clipped its left wing. The car was damaged, and the driver demanded compensation. The motorcyclist had a valid motorcycle MTPL policy, so the damage repair costs: €920 - were covered by the insurer. The motorcyclist did not have to pay anything.
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Motorcycle MTPL is mandatory civil liability insurance for motor vehicle owners. It is required for all motorised vehicles participating in road traffic.
Enter your vehicle details and you will see offers from different insurers in one place.
Yes! After comparing prices, you can choose the most suitable offer and buy the policy immediately.
Yes, the motorcycle MTPL calculator is completely free and available to every user.
Yes, the motorcycle MTPL calculator displays real-time insurer offers. Prices are updated automatically based on insurer data.
Yes, MTPL can be useful even when the motorcycle is parked - incidents can happen in a parking lot or on premises, and civil liability can arise.
Participating in road traffic without MTPL is not permitted. Moreover, in case of an incident, you may have to cover the loss expenses yourself.
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