Compare offers from leading insurers KASKO for motorcycles
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CASCO is voluntary vehicle insurance that compensates your losses if the motorcycle is damaged, stolen, or completely destroyed. CASCO protects your own motorcycle - regardless of who was at fault in the incident.
The policy can also include various additional services, for example, glass replacement, roadside assistance.
MTPL is mandatory civil liability insurance that covers third-party losses if you cause a road traffic accident. CASCO, on the other hand, is voluntary insurance that protects your own motorcycle - both in case of accident, as well as theft, vandalism, natural disasters, or other damage.
Simply put - MTPL protects others, CASCO protects you and your motorcycle.
Each insurance company offers different CASCO coverage, especially regarding additional risks and conditions. Some policies already include, for example, glass damage or roadside assistance, while others charge extra.
That's why it's important to compare offers to choose the most suitable protection.
A motorcyclist in the city centre misjudged conditions on a wet road and crashed into a parked car. The motorcycle, front wheel, and headlights were damaged, as was the riding gear. The rider was injured. CASCO compensated €3,970, the client only paid the deductible: €100.
The client, riding slowly through a city courtyard, failed to notice an unmarked high kerb and sharply hit it with the side wheel. The rim and front shock absorber were damaged. The rider lost balance, fell, and bruised their shoulder and elbow. The textile jacket and gloves were torn. Total compensation: €1,840
The client parked the motorcycle at a stable spot near an apartment building. Overnight, someone. Possibly accidentally or deliberately - toppled it, damaging the exhaust, side plastics, and handlebar grip. The client discovered the damage in the morning and filed a claim. Police recorded the incident, but the culprit was not identified. CASCO covered: €980
A motorcyclist was travelling through Slovakia when they spotted rocks on a mountain serpentine after a small landslide. They tried to avoid them but clipped one with the side. The motorcycle was damaged - bent rim, torn tyre, twisted fork. Moreover, the motorcycle would no longer start. Total compensation: €1,040, the client only covered the deductible.
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It is voluntary insurance that covers motorcycle damage, theft, fire, vandalism, or losses from natural disasters - similar to CASCO for cars.
Usually yes. Unlike MTPL, CASCO can cover losses even if you caused the accident yourself (according to the policy terms and chosen coverage).
Usually, if the motorcycle does not have a valid technical inspection, the insurer may limit or deny compensation (depending on the accident circumstances and policy terms). We recommend keeping the vehicle in proper technical condition.
Yes, in such cases motorcycle CASCO can be a lifesaver. If the motorcycle was parked legally and damage occurred due to an accidental incident (e.g., a passer-by bumps it and it falls over), the insurer can cover the repair even if the culprit is unknown. Important - report to the police and insurer immediately.
If the motorcycle is damaged in an accident, even if you are at fault - CASCO covers repair or loss compensation
Stealing a motorcycle is easier than a car - a moment of inattention is enough. CASCO compensates losses if the motorcycle is stolen or deliberately damaged (e.g., scratches, broken parts, etc.)
Fallen branch, hail, or fire damage? With CASCO you won't be left alone with the consequences. Insurance covers repair or compensation if the motorcycle is damaged by storm, flood, fire, or even smoke
Choose your insurance company and submit a claim without unnecessary hassle
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