Compare OCTA prices and get offers from the most popular insurers.
Enter your car details - see the exact price in real time for free.
Buy OCTA online and receive your policy by email in minutes.
The OCTA calculator lets you quickly and easily compare offers from different insurers in one place. Simply enter your vehicle details, review the prices and choose the most suitable OCTA policy.
No more searching each insurer separately - everything is available in one place.
OCTA insurance is mandatory for every vehicle owner. If you cause an accident and damage is done to others or their property, the insurer will cover the losses, not you.
Without OCTA you cannot participate in road traffic - it protects you from major expenses and ensures the safety of others.
OCTA insurance covers the following types of damage as required by law:
The compensation limit for personal injury is up to €6,450,000, and for property up to €1,300,000.
However, OCTA does not cover damage to your own vehicle - for that you need KASKO insurance.
OCTA policy prices can vary significantly between insurers. By comparing offers, you can save both time and money.
Plus, you can choose not only the cheapest policy but also additional services such as OCTA plus.
A driver reversing out of a supermarket parking space failed to notice and clipped a passing car. The rear door and wing were damaged. The victim received an insurance payout - repair costs reached €5,000. The driver who caused the accident did not have to pay anything themselves, though their OCTA policy price may increase in the future.
During the Riga morning rush hour, a driver failed to maintain a safe distance, could not brake in time and rear-ended the car in front. Two vehicles were damaged in the collision: repairs for one cost €2,600, for the other - €750. OCTA insurance fully compensated all losses to the injured parties, and the at-fault driver did not have to pay anything. Total compensation - €3,350
At a red light, a driver did not notice another car starting to move in the adjacent lane and, turning left, crashed into its side. Both cars sustained significant body damage. The victim received an OCTA insurance payout - repair costs reached €2,100. The at-fault driver incurred no additional expenses.
A driver at a pedestrian crossing failed to brake in time and hit a pedestrian. The victim suffered a broken leg and other injuries, requiring surgery and extended rehabilitation. OCTA insurance fully covered all medical expenses and compensated lost wages during the recovery period. Total payout - €25,000
Fill in the application form with the required information
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OCTA is mandatory third-party liability insurance for land vehicle owners. It is required for all motorised vehicles participating in road traffic.
Enter the vehicle registration number and registration certificate number, and the OCTA calculator will show you offers from different insurers within seconds. Prices are calculated based on up-to-date insurer data, so you immediately see the actual OCTA price for your vehicle. After comparing, you can choose the best policy and purchase it online.
Yes. Once you have compared prices, you can immediately select the most suitable insurer and purchase your OCTA policy online. Payment is made securely, and after purchase the policy is sent to your email. This means you can complete the entire process in one place, without calls or visits to an office.
Yes, the OCTA calculator is completely free and available to everyone.
Yes, the calculator displays current insurer offers and prices are updated automatically. The final OCTA price may differ slightly if the entered data is adjusted (e.g. vehicle or driver information), but in most cases the displayed price matches what you will receive when purchasing the policy. That is why comparing in one place helps you quickly find the best deal.
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