Home insurance provides protection against unforeseen risks
The policy protects both the building and its structures and ensures financial security
Home insurance covers losses caused by fire, storms, floods, hail, strong winds, and other natural events. It ensures that even in the case of major damage, you can restore your property without significant financial burden.
The policy provides compensation if property is damaged or stolen. This includes damage to doors, windows, fences, building structures, and belongings. Insurance gives you peace of mind that unexpected losses will be covered.
In case of an incident, insurance helps cover repair work, materials, equipment replacement, and other necessary expenses. This ensures the ability to quickly return to your normal routine without prolonged financial impact.
Accidents can also cause damage to others, for example, if you flood your neighbours or damage a shared area. Civil liability coverage protects against claims and unexpected expenses that may arise regarding other people's property or health.
Fire, flooding, or storm damage can require thousands of euros for repairs. Home insurance helps cover these costs and allows you to get back to normal faster.
Incidents at home can also affect others, for example, damaging neighbours' property or creating risks for passers-by. Home insurance with civil liability coverage helps avoid unexpected legal and financial complications.
Home insurance gives you confidence that even in unexpected situations, you won't be left alone. In case of an incident, a clear support process is ensured: from filing a claim to receiving compensation.
Fill in the application form. It will only take a few minutes
We will process your request and send you offers to choose from
You can pay for the selected policy using our convenient payment system
After payment, the policy will be sent to your email. Everything is done remotely
During a severe storm, several pieces of shingle covering were torn off the roof of a private house, and the roof structure was partially damaged. The next day, the owner noticed water stains in the attic. The insurer sent an expert who documented the storm damage. Roof repair costs were covered: €2,200, as well as drying and replacement of damaged thermal insulation.
The homeowner had stored firewood, bicycles, and garden equipment in an outbuilding. For unknown reasons, a fire broke out in the building in the evening, completely destroying the roof and damaging the interior finishing. Home insurance covered both the restoration work: €3,400, and the value of damaged equipment and bicycles: €600
In winter, during a prolonged absence, a water pipe burst in the unheated part of the house due to frost. Water flowed freely for several hours, flooding the ground floor and damaging the ceiling plaster. Home insurance covered the pipe repair, replacement of the damaged floor covering, and plaster restoration, a total of €2,100
On a summer afternoon, the homeowner heard a noise. A football had hit the glazed terrace doors and shattered them. The ball belonged to the neighbour's children playing in the yard. After contacting the insurer, the client submitted photos and a description. Home insurance covered the window replacement and installation: €430
Home insurance covers building structures, roof, windows, doors, as well as outbuildings: sheds, garages, saunas, and fences, if included in the policy. Engineering systems (electrical wiring, heating, plumbing) and household contents (furniture, appliances, clothing) are also insured. Coverage includes damage from natural disasters (storm, hail, lightning, flood), fire, explosion, water leaks, theft, and vandalism.
Additionally, civil liability coverage can be selected.
Yes, it is important to inform the insurer about any changes that could affect insurance coverage, such as construction or renovation work.
Damage caused by deliberate actions, long-standing unresolved defects, or risks excluded from the insurance terms is usually not covered. Therefore, it is always important to carefully review the policy conditions.
Yes, home insurance can be customised individually: you can insure just the building, the building together with contents, and also add protection for outbuildings, garages, sheds, or utility structures.
Civil liability covers cases where damage or accidents originating from your property affect third parties, for example, if snow falls from the roof and damages someone else's property.
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