An insurance policy is a mandatory part of the residence permit application
and it must cover the most significant health risks as required by the issuance procedure
To obtain a residence permit or long-term visa, a foreigner must present valid health insurance.
The existence and compliance of the health insurance policy is checked by several institutions:
Without an appropriate policy, a residence permit will not be issued.
The policy must cover essential health risks:
According to the Immigration Law, a residence permit requires an insurance policy with a minimum coverage amount of €42,600 for the entire policy period. The policy must ensure coverage of all care-related expenses.
The policy must meet PMLP requirements: with a coverage amount of at least €42,600 and mandatory medical services (emergency care, hospitalisation, repatriation, etc.).
The policy validity period must be at least as long as the planned stay in Latvia. When applying for a residence permit, the insurance must be active throughout this entire period.
The policy must be valid in Latvia, but coverage in Schengen countries is often also needed if travel is planned. PMLP will not accept a policy that only applies to other countries or does not match the actual place of residence.
A student from Ukraine developed a severe flu with fever, requiring emergency care and three days of hospital observation. Without the policy, costs would have reached ~€850. The insurance covered everything, allowing her to continue her studies without disruption and maintain financial security.
A woman from Moldova experienced an acute allergic reaction to food, requiring emergency care and medication. Costs would have reached ~€150, but the policy covered them in full, preventing the risk of exceeding her monthly budget.
A student from Uzbekistan fell on public transport and bruised her shoulder. An X-ray, doctor's examination, and medication were needed, which would have cost ~€180. With the policy, everything was paid for, and rehabilitation proceeded without financial worries.
A worker from India slipped and sprained his ankle. A traumatologist consultation, ultrasound, and brace were needed. Without coverage, costs would have been ~€260, which could have affected his residence permit process. The policy covered everything, ensuring a quick recovery.
Fill in the application form. It will only take a few minutes
We will process your request and send you offers to choose from
You can pay for the selected policy using our convenient payment system
After payment, the policy will be sent to your email. Everything is done remotely
It is mandatory health or travel medical insurance required for foreigners to apply for a residence permit.
To ensure that the foreigner can cover treatment costs in the country, reducing the financial burden on the state healthcare system.
It usually needs to be obtained for the entire initial residence permit period, typically for 1 year.
Emergency medical care, hospitalisation, repatriation, transport to home country, sometimes also traumatology.
Yes, each family member needs their own policy, including minor children.
First, contact the insurer's assistance service using the contacts provided in the policy, which will then inform you where to go and how expenses will be covered.
Choose your insurance company and submit a claim without unnecessary hassle
My Agento
