Agento

How to file a claim with Balcia

Here you will find all the information on how to file a claim with Balcia Insurance SE for OCTA, KASKO, property or travel insurance.

We help you find the best insurance solution, but filing a claim and all related actions take place directly with the insurer.

Balcia Insurance SE

File a claim on the insurer's website

Filing a claim takes place on the insurer's website. Click the button below to go to the claims section and submit your claim online.

File online

How to file an OCTA claim with Balcia

If the at-fault party is insured with Balcia, you can file an OCTA claim. Fill in the accident report and submit it within 10 days.

File online at balcia.lv, by phone 82222 (+371 20682222) or email balcia@balcia.lv.

How to file a KASKO claim with Balcia

Balcia KASKO covers your vehicle damage. File for collisions, theft, vandalism and other risks.

Balcia has an extensive partner service network across Latvia. You can also file via the Balcia mobile app.

How to file a property claim with Balcia

Balcia property insurance protects your home from fire, flooding, storm and theft. Contact Balcia at 82222.

Document damage and do not repair until expert inspection. File at balcia.lv or email balcia@balcia.lv.

How to file a travel claim with Balcia

Balcia travel insurance covers medical expenses and lost luggage. Call the assistance number while travelling.

After returning, submit receipts and doctor's certificate at balcia.lv or email balcia@balcia.lv.

What documents are needed?

OCTA

  • Accident report or police protocol
  • Photos of vehicle damage
  • OCTA policy number and personal data

KASKO

  • Incident description and photos
  • Police protocol (if required)
  • KASKO policy number and registration certificate

Property

  • Photos and video of damage
  • Police or fire department report (if applicable)
  • Policy number and property documents

Travel

  • Medical expense receipts and invoices
  • Doctor's certificate or diagnosis
  • Travel insurance policy number

What to do if the claim is denied?

If the insurer denies the claim, carefully read the grounds for refusal. Make sure you have submitted all required documents and that the case meets the policy conditions.

If you believe the refusal is unjustified, you have the right to file a complaint with the insurer or contact the Financial Market Supervision Department of the Bank of Latvia. Agento can help prepare an appeal or advise on further steps.

Accident report

Parties involved in a traffic accident must fill in an accident report. Learn how to fill it in correctly.

About the accident report

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Need help filing a claim?

Contact Agento and we will help with the entire process.

+371 26 26 23 23

Get insured in advance

Good insurance is the best protection. Compare offers and buy a policy through Agento to be fully protected next time.

OCTA

Calculate the OCTA price and choose the best offer from multiple insurers.

KASKO

Protect your car with KASKO insurance. Get personalised offers.

Travel insurance

Travel with confidence. Compare travel insurance offers.

Property insurance

Protect your apartment or house. Get offers from leading insurers.

Frequently asked questions

How to contact Balcia about a claim?

Phone: 82222 (or +371 20682222). Email: balcia@balcia.lv. Also via the Balcia mobile app.

How long does Balcia review a claim?

Usually 10-30 days.

Can I file via the Balcia mobile app?

Yes, the Balcia app allows filing claims, attaching photos/videos and tracking status.

What documents does Balcia need?

For OCTA an accident report or protocol. For KASKO a description and photos. Always the policy number.

What if Balcia denies the claim?

Read the grounds. If unjustified, appeal to Balcia or the Bank of Latvia.

Does Balcia have a partner service network?

Yes, across Latvia including auto services, glass specialists and tire shops.

How quickly should I file with Balcia?

For OCTA within 10 days. For others as soon as possible.

Does Balcia offer City COMBO insurance?

Yes, Balcia offers City COMBO and Winter COMBO with online claims at balcia.lv.

Information updated April 2026. Specific conditions may vary depending on the policy type.