Cycling with confidence - protect yourself from unexpected expenses!
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Today, insurance companies offer convenient and fast claim filing options, for example, online or through mobile apps
If a cyclist sustains an injury, accident insurance provides compensation specifically for the injury itself, regardless of treatment costs. The compensation amount depends on the policy coverage and severity of the injury.
Many insurance policies also offer additional coverages, such as daily hospital allowance that compensates for income loss during hospitalisation, and coverage of rehabilitation expenses.
Insurance is valid 24/7 worldwide, providing protection both during everyday rides and while travelling. This means that regardless of location or time of day, the cyclist is protected from unexpected expenses in case of injuries.
A cyclist, riding along a forest trail, slid on a deep gravel section and fell, injuring their shoulder and knee. X-rays, bandaging, and several physiotherapy sessions were needed. Without insurance, treatment would cost around €180 - 230, but the policy would fully cover these expenses.
In the city, riding along a row of parked cars, a door suddenly opened and the cyclist crashed into it, injuring their elbow and bruising their ribs. Medical examinations and several rehabilitation sessions were needed. Total costs would be ~€220 - 260, which insurance would reimburse.
During a marathon ride, the cyclist developed acute knee pain due to muscle overload, requiring doctor consultations and physiotherapy. Total costs would reach ~€130 - 170. Insurance would provide the necessary treatment compensation.
Riding along a scenic country road, the front wheel kicked up a small stone that hit the face and split the eyebrow. Emergency care and stitches were needed. Costs could be €80 - 120. Accident insurance would provide compensation.
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An accident is a sudden, involuntary, and previously unforeseeable effect of certain external factors (physical, mechanical, chemical, thermal, electrical) on your body, resulting in tissue and organ damage, leading to loss of working capacity or death. It provides financial support for injuries, dislocations, and poisoning.
Accident insurance covers injuries, bone fractures, treatment expenses, disability, and critical illnesses.
The maximum permitted speed for a specific vehicle is always determined according to the country's applicable regulations.
Yes, insurance covers accidents that occur on the road and also includes hospitalisation expenses.
Insurance covers accidents, damage to third parties, bicycle damage, and bicycle theft.
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