Agento

How to file a claim with BAN

Here you will find all the information on how to file a claim with Baltijas Apdrošināšanas Nams (BAN) for OCTA, KASKO, property or travel insurance.

We help you find the best insurance solution, but filing a claim and all related actions take place directly with the insurer.

Baltijas Apdrošināšanas Nams, AS

File a claim on the insurer's website

Filing a claim takes place on the insurer's website. Click the button below to go to the claims section and submit your claim online.

File online

How to file an OCTA claim with BAN

If the at-fault party is insured with BAN, you can file an OCTA claim. Fill in the accident report and submit within 10 days.

File online at mans.ban.lv, by phone +371 67080408 or email office@ban.lv.

How to file a KASKO claim with BAN

BAN KASKO covers your vehicle damage regardless of fault. File for collisions, theft and vandalism.

You need the policy number, incident description and damage photos. File at mans.ban.lv.

How to file a property claim with BAN

BAN property insurance protects your home from fire, flooding, storm and theft. Contact BAN at +371 67080408.

Document damage and do not repair until inspection. File at mans.ban.lv or email office@ban.lv.

How to file a travel claim with BAN

BAN travel insurance covers medical expenses and lost luggage. Call the assistance number while travelling.

After returning, submit receipts and doctor's certificate at mans.ban.lv or email office@ban.lv.

What documents are needed?

OCTA

  • Accident report or police protocol
  • Photos of vehicle damage
  • OCTA policy number and personal data

KASKO

  • Incident description and photos
  • Police protocol (if required)
  • KASKO policy number and registration certificate

Property

  • Photos and video of damage
  • Police or fire department report (if applicable)
  • Policy number and property documents

Travel

  • Medical expense receipts and invoices
  • Doctor's certificate or diagnosis
  • Travel insurance policy number

What to do if the claim is denied?

If the insurer denies the claim, carefully read the grounds for refusal. Make sure you have submitted all required documents and that the case meets the policy conditions.

If you believe the refusal is unjustified, you have the right to file a complaint with the insurer or contact the Financial Market Supervision Department of the Bank of Latvia. Agento can help prepare an appeal or advise on further steps.

Accident report

Parties involved in a traffic accident must fill in an accident report. Learn how to fill it in correctly.

About the accident report

Other insurers

AAS Balta
AAS Balta
How to file
Compensa Vienna Insurance Group ADB Latvijas filiāle
Compensa Vienna Insurance Group ADB Latvijas filiāle
How to file
AAS BTA Baltic Insurance Company
AAS BTA Baltic Insurance Company
How to file
Balcia Insurance SE
Balcia Insurance SE
How to file
ERGO Insurance SE
ERGO Insurance SE
How to file
Need help filing a claim?

Contact Agento and we will help with the entire process.

+371 26 26 23 23

Get insured in advance

Good insurance is the best protection. Compare offers and buy a policy through Agento to be fully protected next time.

OCTA

Calculate the OCTA price and choose the best offer from multiple insurers.

KASKO

Protect your car with KASKO insurance. Get personalised offers.

Travel insurance

Travel with confidence. Compare travel insurance offers.

Property insurance

Protect your apartment or house. Get offers from leading insurers.

Frequently asked questions

How to contact BAN about a claim?

Phone: +371 67080408. Email: office@ban.lv. Online: mans.ban.lv.

How long does BAN review a claim?

Usually 10-30 days.

Can I file a BAN claim online?

Yes, at mans.ban.lv.

What documents does BAN need?

For OCTA an accident report or protocol. For KASKO a description and photos. Always the policy number.

What if BAN denies the claim?

Read the grounds. If unjustified, appeal to BAN or the Bank of Latvia.

What does BAN stand for?

BAN stands for Baltijas Apdrošināšanas Nams, AS. The company offers a wide range of insurance products.

How quickly should I file with BAN?

For OCTA within 10 days. For others as soon as possible.

Does BAN offer business insurance?

Yes, BAN offers KASKO, OCTA, health, accident, commercial property, cargo and construction insurance for businesses.

Information updated April 2026. Specific conditions may vary depending on the policy type.