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Accident insurance for children

A smart decision for parents who want to protect their child in any situation!

Calculate and purchase your policy online in just 5 minutes!

Total insured sum
Accident insurance for children

Why choose accident insurance for children?

Medical expenses

Covers doctor consultations, diagnostic examinations, treatment, medications, and rehabilitation needed after an accident

Injuries

Injuries

When an injury is sustained, such as burns, frostbite, fractures, bites, poisoning, sprains, or abrasions, compensation is paid according to the policy coverage, injury type, and severity

Rehabilitation expenses

Rehabilitation expenses

Covers rehabilitation expenses after an injury, including physiotherapy and necessary medical services during the recovery process

Disability after an accident

Provides financial support if disability is determined after an accident, helping cover treatment, adaptation, and everyday expenses

Children's accident insurance - how does it work?

Fall during PE class
-390 €
With policy Without policy

Fall during PE class

During a school PE class, a child tripped and fell while running an obstacle course, sustaining a broken arm. They were taken to hospital, a cast was applied, and rehabilitation was prescribed. Children's accident insurance covered treatment costs, a fixed compensation for the fracture, and physiotherapy expenses, totalling €390.

Fall from playground equipment
-420 €
With policy Without policy

Fall from playground equipment

On the weekend, a child was playing at a playground near an apartment building and fell from a balance beam, breaking a leg. Emergency care, X-ray, cast application, and a follow-up with a traumatologist were needed. The insurer paid a fixed fracture compensation: €300, and also covered the physiotherapy course: €120

Injury during basketball practice
-380 €
With policy Without policy

Injury during basketball practice

During practice, a child landed awkwardly after a jump, and an ankle ligament sprain was diagnosed. The doctor recommended rest, elastic fixation, and 8 physiotherapy sessions. Children's accident insurance paid a fixed injury compensation of €180, and additionally covered €200 for rehabilitation at a private physiotherapy centre.

Fall down stairs at home
-380 €
With policy Without policy

Fall down stairs at home

At home, a child while running slipped on a rug and fell down the stairs, sustaining a head bruise and concussion. The child was hospitalised for one night of observation. After discharge, neurologist monitoring was prescribed. Insurance paid a fixed injury compensation of €300 and reimbursed hospital stay expenses: €80.

Which children is insurance suitable for?

Schoolchildren and preschoolers

Who actively participate in learning and play on a daily basis, where falls, bruises, and other unexpected incidents are possible

Sporty children

Who attend sports schools, training sessions, competitions, or camps where there is a higher risk of injuries

Toddlers

Who have just arrived in this world and want to explore it with all their senses, actively investigating their surroundings and learning new skills

How to get a policy?

Step 1

Fill in the application form, enter the required details, and choose the appropriate coverage

Step 2

Review the entered data and complete the policy online

Step 3

Make payment by choosing the most convenient method

Step 4

After payment, the policy will take effect and be sent to your email

Frequently Asked Questions

What is children's accident insurance?

An accident is a sudden, involuntary, and previously unforeseeable effect of certain external factors (physical, mechanical, chemical, thermal, electrical) on the body, resulting in tissue and organ damage, leading to loss of working capacity or death. Children's accident insurance provides financial support when injuries are sustained.

What does children's accident insurance cover?

Children's accident insurance covers injuries, bone fractures, treatment expenses, disability, and critical illnesses.

If my child has reached 25 years of age, can I still purchase children's accident insurance?

No, a child is considered a child until the age of 17. After this age, they no longer qualify for children's accident insurance, and insurance must be selected from policy types intended for adults.

My child does sports. Does children's accident insurance cover this?

Yes, children's accident insurance is also suitable for children who do sports. However, coverage and insurance conditions may differ depending on the type of sport and its intensity.

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