Corporate civil liability insurance protects your company from financial losses due to damage or loss caused to third parties.
It is essential protection for companies that provide services, work with clients or use equipment in daily operations.
Insurance covers losses that may arise to third parties: both property and health-related. This helps the company avoid significant financial losses that could affect business stability.
The policy is adapted to any industry's specifics: manufacturing, services, trade, or construction. Companies with valuable assets should also consider property insurance. Coverage corresponds to the company's operational risk level and regulatory requirements.
Insurance helps cover the risks of litigation, expert assessments, and other costs related to third-party claims. This allows the company to focus on core business rather than complex disputes.
Civil liability is often an essential requirement in cooperation agreements. Insurance enhances the company's reputation and reliability, facilitating participation in procurements and deals.
A client slipped on a freshly mopped floor where there was no warning sign and sprained their ankle. Examinations, orthopaedist visits, and medication were needed. Total costs reached around €1,200. Insurance covered the compensation, and the company avoided reputational and financial risks.
Company employees, restoring office walls, accidentally dropped a toolbox, damaging the client's parquet floor. Repair cost €1,400. Civil liability insurance compensated the losses, preventing the risk of losing a client and expenses from the company budget.
While moving cargo in the warehouse, a worker caught a client's shipment with a forklift, damaging the equipment's outer panel. The client had to carry out repairs and part replacement for €1,850. The policy compensated losses, allowing the company to maintain good relations and avoid additional expenses.
On the factory premises, a painting section was not cordoned off, and paint got on a visitor's clothing that wouldn't wash out. The client demanded compensation for a €600 jacket. The insurer compensated the losses, and the company avoided disputes and negative reviews.
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You can pay for the selected policy using our convenient payment system
After payment, the policy will be sent to your email. Everything is done remotely
It covers losses that a company accidentally causes to third parties: property, health, and financial interests.
It is essential for service providers, construction companies, manufacturers, logistics and trade sectors, and any company working with clients or their property.
Yes, coverage and limits can be adapted to the company's risks, for example, for IT services, construction, healthcare, trade, manufacturing, etc.
Yes, the policy typically covers employee errors, negligence, or carelessness that cause losses to third parties.
This can be included as additional coverage. It depends on the policy specification. Many insurers offer this option.
Yes, our services are free. We receive compensation from insurers.
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