Safe riding starts with the right insurance - protect your bicycle!
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If your bicycle is stolen, damaged in an accident, or suffers from vandalism, bicycle insurance helps cover losses and provides financial support for its restoration or replacement.
This allows you to quickly get back on the road and continue your daily rides without unplanned expenses.
In case of an accident, bicycle insurance provides compensation for injuries, daily hospital allowance, as well as compensation in case of disability or death. This coverage helps reduce the financial burden after an incident and provides support during the recovery period.
If while riding you accidentally cause harm to another person or their property, bicycle insurance will cover the resulting losses and protect you from unexpected expenses.
Insure your family's bicycles in one policy and ride without worrying about unexpected expenses
Protection against accidents, theft, and damage, whether you're on the road or have parked your bicycle
Bicycle insurance provides security around the clock, so you can ride with peace of mind at any time and place
The client had placed his bicycle in the corner of the stairwell, on a wall-mounted rack. The bicycle was locked. During the night, someone broke the stairwell door and stole several bicycles, including the client's. The incident was reported to the police. The insurer, upon receiving the necessary documents, paid compensation of €720 for the bicycle's value.
Riding along a city street, the cyclist didn't notice that a car ahead had stopped to let a pedestrian cross. He couldn't brake in time and hit the rear of the car, damaging the taillight and boot cover. The car owner demanded compensation: €480. Civil liability, included in the bicycle insurance, covered the entire amount.
The client was participating in an MTB ride along a forest trail. Turning sharply around a bend, a deer ran onto the path, and the cyclist couldn't brake. During the fall, the front fork was bent and the frame was cracked. The bicycle was registered and insured. The insurer paid compensation of €880.
The client was transporting his mountain bike to a competition using a roof rack. During the trip on a gravel road, the car hit a pothole, and the bicycle came loose from the mount and fell onto the road. The fork was bent, the frame scratched, and the derailleur damaged. The insurer covered losses of €610.
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Bicycle insurance includes theft and robbery, bicycle damage, cyclist accident insurance, and cyclist civil liability.
Bicycle insurance is designed for people who enjoy cycling and use a bicycle both for daily commuting and leisure.
Yes, such damages will be covered.
Bicycle insurance is valid within the territory of the Republic of Latvia.
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