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Electric scooter insurance operates 24 hours a day, 7 days a week. Coverage applies to any situation within Latvia, whether on the road, at a parking spot, or in your yard
Electric scooter insurance includes more than just property damage. It protects against theft, accident damage, provides compensation for injuries, as well as civil liability coverage if harm is caused to third parties or their property
Insure your electric scooter, bicycle, children's scooter, or other similar vehicles in one policy. No need to create separate insurance for each vehicle. Everything in one place, simple and transparent. Perfect for families and active city dwellers
In case of injury, receive compensation. Additionally, compensation for hospitalisation or disability is possible, providing stable support during the recovery period
If you sustain an injury, electric scooter insurance will pay compensation according to the severity of the injury
Compensation if the scooter is stolen or damaged in an accident. Electric scooter insurance helps cover costs so you can safely get back on the road
Will cover losses if you accidentally cause harm to another person or property. Useful for active road users in urban environments
Braking sharply at a pedestrian crossing, the rider lost balance and the scooter hit a shop's metal structure, bending the edges and leaving visible damage. Repair costs would reach ~€180. With insurance, these expenses wouldn't have to be covered out of pocket.
A pedestrian suddenly stepped onto the road, and the rider didn't have time to brake. The victim sustained a knee bruise and needed an X-ray, examination, and medication. Medical costs would reach ~€200. Insurance would compensate these expenses, but without a policy, they would have to be covered personally.
The rider, stopping at a shop, improperly parked the scooter, and it fell over, hitting the wing of a nearby car. The paint was scratched and a small dent formed. Repair would cost around €300. With insurance, the costs would be covered by the insurer.
Riding along a narrow path at a private house, the scooter slid into the garden and damaged a decorative lantern and a small pebble composition. The homeowner would demand ~€280 for repair and restoration. With insurance, losses would be covered without stress.
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According to the Road Traffic Law, an electric scooter may be operated by one person from the age of 14. If the rider is a minor, a bicycle licence is mandatory. The maximum permitted speed is 25 km/h, and the same fines apply for violations as for cyclists
Yes, the electric scooter must be in proper technical condition: mandatorily equipped with brakes, a white light at the front, and a red light at the rear. The rider is recommended to wear a reflective vest. While riding, it is prohibited to release the handlebars, carry passengers, hold onto other vehicles, or transport dangerous goods.
Electric scooter riders may ride on pavements, cycle paths, carriageways (where permitted), as well as public transport lanes if permitted for cyclists. On the pavement, pedestrians always have priority, and speed must match their pace. On the carriageway, riding is only permitted where the speed limit does not exceed 50 km/h.
Electric scooter riders and other road users must observe mutual respect. Vehicle drivers must ensure their actions do not endanger electric scooter users, while riders themselves must follow traffic rules and ensure visibility and predictability on the road
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