Agento

How to file a claim with ERGO

Here you will find all the information on how to file a claim with ERGO Insurance SE for OCTA, KASKO, property or travel insurance.

We help you find the best insurance solution, but filing a claim and all related actions take place directly with the insurer.

ERGO Insurance SE

File a claim on the insurer's website

Filing a claim takes place on the insurer's website. Click the button below to go to the claims section and submit your claim online.

File online

How to file an OCTA claim with ERGO

If the at-fault party is insured with ERGO, you can file an OCTA claim. Fill in the accident report and submit within 10 days.

File online at mans.ergo.lv, by phone +371 22585500 (also WhatsApp) or email info@ergo.lv.

How to file a KASKO claim with ERGO

ERGO KASKO covers your vehicle damage regardless of fault. File for collisions, theft and vandalism.

ERGO also offers motorcycle KASKO and scooter OCTA. Claims filed through mans.ergo.lv.

How to file a property claim with ERGO

ERGO property insurance protects your home from fire, flooding, storm and theft. Contact ERGO at +371 22585500.

Document damage and do not repair until inspection. File at mans.ergo.lv or email info@ergo.lv.

How to file a travel claim with ERGO

ERGO travel insurance covers medical expenses and lost luggage. Call the assistance number while travelling.

After returning, submit receipts and doctor's certificate at mans.ergo.lv or email info@ergo.lv.

What documents are needed?

OCTA

  • Accident report or police protocol
  • Photos of vehicle damage
  • OCTA policy number and personal data

KASKO

  • Incident description and photos
  • Police protocol (if required)
  • KASKO policy number and registration certificate

Property

  • Photos and video of damage
  • Police or fire department report (if applicable)
  • Policy number and property documents

Travel

  • Medical expense receipts and invoices
  • Doctor's certificate or diagnosis
  • Travel insurance policy number

What to do if the claim is denied?

If the insurer denies the claim, carefully read the grounds for refusal. Make sure you have submitted all required documents and that the case meets the policy conditions.

If you believe the refusal is unjustified, you have the right to file a complaint with the insurer or contact the Financial Market Supervision Department of the Bank of Latvia. Agento can help prepare an appeal or advise on further steps.

Accident report

Parties involved in a traffic accident must fill in an accident report. Learn how to fill it in correctly.

About the accident report

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Need help filing a claim?

Contact Agento and we will help with the entire process.

+371 26 26 23 23

Get insured in advance

Good insurance is the best protection. Compare offers and buy a policy through Agento to be fully protected next time.

OCTA

Calculate the OCTA price and choose the best offer from multiple insurers.

KASKO

Protect your car with KASKO insurance. Get personalised offers.

Travel insurance

Travel with confidence. Compare travel insurance offers.

Property insurance

Protect your apartment or house. Get offers from leading insurers.

Frequently asked questions

How to contact ERGO about a claim?

Phone: +371 22585500 (also WhatsApp). Email: info@ergo.lv. Online: mans.ergo.lv.

How long does ERGO review a claim?

Usually 10-30 days.

Can I file an ERGO claim online?

Yes, at mans.ergo.lv/lv/atlidzibu-pieteikumi.

What documents does ERGO need?

For OCTA an accident report or protocol. For KASKO a description and photos. Always the policy number.

What if ERGO denies the claim?

Read the grounds. If unjustified, appeal to ERGO or the Bank of Latvia.

Can I contact ERGO via WhatsApp?

Yes, at +371 22585500.

How quickly should I file with ERGO?

For OCTA within 10 days. For others as soon as possible.

Where are ERGO offices?

Main office: Skanstes iela 50, Riga. Regional offices in Daugavpils, Liepaja, Valmiera, Jelgava, Ventspils and other cities.

Information updated April 2026. Specific conditions may vary depending on the policy type.