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If an accident occurs during a ride and an injury is sustained, scooter insurance provides compensation for the injury itself, support through daily hospital allowance, as well as financial assistance in more serious cases, such as disability
If you accidentally cause harm to other road users or their property with your scooter, scooter insurance will cover the resulting losses. It protects both you and others from unplanned financial expenses
You can include your scooter together with other family members' vehicles in one policy: it's practical, simple, and provides security for the whole family in any life situation
A student, hurrying to class on a scooter, didn't notice a small stone and fell. The scooter hit the bike rack, bending the frame edge and scraping the paint. Repair would cost ~€140. With insurance, the damage would be covered, and parents wouldn't have to bear unplanned expenses.
At a shop, the scooter was left too close to a car. In a strong gust of wind, it fell over and hit the car door, leaving a long scratch. Repainting the door would cost around €250 - 300. With insurance, these unpleasant expenses would be fully covered.
Winter brought an unexpected thaw, and a child on a scooter slipped. The scooter hit a bench and damaged the steering mechanism. Repair could cost around €90 - 120. Insurance would cover the damage and allow quicker restoration of daily scooter use.
A child in the yard, making a sharp turn, accidentally crashed into the neighbour's wooden fence, tearing out one board and damaging the fasteners. Fence repair costs would reach around €120 - 150. With scooter insurance, losses would be compensated quickly and without conflict with neighbours.
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Scooter insurance includes theft and robbery, damage, accidents, and rider's civil liability.
Scooter insurance protection is valid within the territory of the Republic of Latvia.
No, scooter insurance is not mandatory, but it provides essential protection and covering scooter losses including theft, civil liability coverage, and reimbursement of costs in case of injuries.
No, a deductible does not apply to this insurance.
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