Agento

Accident insurance for companies

Accident insurance for companies provides financial protection for employees in case of accidents, injuries or prolonged incapacity.

It helps reduce risks in the workplace and strengthens the company's commitment to employee safety and well-being.

Accident insurance for companies

Why is corporate accident insurance necessary?

Financial protection for employees and their families

If an accident occurs, insurance provides compensation for injuries, treatment costs, or long-term consequences. This gives a sense of security and additional support in unforeseen situations.

Unified coverage for the entire team

Unified coverage for the entire team

A company can insure all employees under unified conditions: quick administration, transparent invoicing, and a centralised policy. This eliminates the risk of any employee being left without protection.

Additional coverages for company-specific risks

Additional coverages for company-specific risks

Coverages can be adapted, for example, for employees working in high-risk conditions, frequent travellers, or those using specific equipment. This helps ensure greater safety and reduce downtime.

Protection at work and beyond

Insurance operates 24/7, not only during working hours but also outside them. This means the employee is protected regardless of location or activities, reducing the company's social risks and costs.

Corporate accident insurance in real-life situations - how does it work?

Warehouse worker slipped on a wet floor
-450 €
With policy Without policy

Warehouse worker slipped on a wet floor

During inventory, an employee slipped and strained a back muscle. Rest and physiotherapy were needed. Costs without insurance: €200 - 450 for treatment + 1 - 3 days of downtime for the company. The policy covers treatment and pays a daily allowance for incapacity.

Tool fell on an installation specialist
-700 €
With policy Without policy

Tool fell on an installation specialist

At the workplace, a tool fell from height and injured a specialist's shoulder. Diagnostics and treatment were needed. Costs: €250 - 700 depending on the extent of damage. Insurance covers both treatment and additional costs for prolonged incapacity.

Warehouse operator injured a finger
-180 €
With policy Without policy

Warehouse operator injured a finger

An employee caught their finger between pallets while working. X-rays and bandaging were needed several times. Costs without coverage: €70 - 180. Accident insurance covers treatment and pays a one-time compensation.

Company driver injured back while loading
-300 €
With policy Without policy

Company driver injured back while loading

While lifting a heavy box, the employee strained a back muscle. Physiotherapy sessions over 2 - 3 weeks were needed. Costs without a policy: €150 - 300. With insurance, treatment costs are covered and a daily allowance is paid.

How to get a policy?

Step 1

Fill in the application form. It will only take a few minutes

Step 2

We will process your request and send you offers to choose from

Step 3

You can pay for the selected policy using our convenient payment system

Step 4

After payment, the policy will be sent to your email. Everything is done remotely

Frequently Asked Questions

What does corporate accident insurance cover?

It typically covers injuries, fractures, burns, disability, prolonged incapacity, and in case of death. Compensation to the employee's family.

Can policy terms be adapted for specific employee groups?

Yes, coverage and limits can be adapted for various positions and risk levels: office workers, technicians, production staff, etc.

Does the policy only work during working hours?

Depending on the chosen coverage, it can work both during and outside working hours: 24/7 protection is a commonly used solution.

Is a company obligated to insure its employees?

In certain industries (e.g., construction), insurance may be mandatory. However, in general practice, it is voluntary but highly recommended for safety and staff motivation.

How much does employee accident insurance cost?

The price depends on the number of employees, professions, risk level, and chosen coverages. We prepare individual offers by comparing multiple insurers.

Are Agento services for companies free of charge?

Yes, our services for companies are free. We receive compensation from insurers.

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