Accident insurance for companies provides financial protection for employees in case of accidents, injuries or prolonged incapacity.
It helps reduce risks in the workplace and strengthens the company's commitment to employee safety and well-being.
If an accident occurs, insurance provides compensation for injuries, treatment costs, or long-term consequences. This gives a sense of security and additional support in unforeseen situations.
A company can insure all employees under unified conditions: quick administration, transparent invoicing, and a centralised policy. This eliminates the risk of any employee being left without protection.
Coverages can be adapted, for example, for employees working in high-risk conditions, frequent travellers, or those using specific equipment. This helps ensure greater safety and reduce downtime.
Insurance operates 24/7, not only during working hours but also outside them. This means the employee is protected regardless of location or activities, reducing the company's social risks and costs.
During inventory, an employee slipped and strained a back muscle. Rest and physiotherapy were needed. Costs without insurance: €200 - 450 for treatment + 1 - 3 days of downtime for the company. The policy covers treatment and pays a daily allowance for incapacity.
At the workplace, a tool fell from height and injured a specialist's shoulder. Diagnostics and treatment were needed. Costs: €250 - 700 depending on the extent of damage. Insurance covers both treatment and additional costs for prolonged incapacity.
An employee caught their finger between pallets while working. X-rays and bandaging were needed several times. Costs without coverage: €70 - 180. Accident insurance covers treatment and pays a one-time compensation.
While lifting a heavy box, the employee strained a back muscle. Physiotherapy sessions over 2 - 3 weeks were needed. Costs without a policy: €150 - 300. With insurance, treatment costs are covered and a daily allowance is paid.
Fill in the application form. It will only take a few minutes
We will process your request and send you offers to choose from
You can pay for the selected policy using our convenient payment system
After payment, the policy will be sent to your email. Everything is done remotely
It typically covers injuries, fractures, burns, disability, prolonged incapacity, and in case of death. Compensation to the employee's family.
Yes, coverage and limits can be adapted for various positions and risk levels: office workers, technicians, production staff, etc.
Depending on the chosen coverage, it can work both during and outside working hours: 24/7 protection is a commonly used solution.
In certain industries (e.g., construction), insurance may be mandatory. However, in general practice, it is voluntary but highly recommended for safety and staff motivation.
The price depends on the number of employees, professions, risk level, and chosen coverages. We prepare individual offers by comparing multiple insurers.
Yes, our services for companies are free. We receive compensation from insurers.