PCTA insurance protects companies and professionals from financial losses due to professional errors, negligence or inaccurate information.
This coverage is especially important for companies providing consulting, design, financial, legal and other professional services.
PCLI covers losses caused to clients as a result of errors, negligence, or inadequate professional service. This is especially important for consultants, lawyers, architects, doctors, IT specialists, etc.
Insurance ensures that clients will receive compensation in case of unforeseen errors or losses. This significantly enhances the professional's reputation and reliability.
The policy is adapted to the risks of the profession in which the company operates, and also meets regulatory and licensing requirements.
If a dispute arises with a client, insurance helps cover legal costs, expert assessments, and compensations. This reduces the company's financial burden and long-term risks.
An architect, when designing an office building, overlooked a structural load, which after handover caused small cracks in walls. The client demanded repair costs of around €28,000. PCLI would cover both the client's claim and legal defence, avoiding personal losses for the company.
An accounting firm provided an incorrect tax calculation to a client, resulting in fines of €12,000. The professional civil liability policy would cover losses and lawyer costs, protecting the company's reputation and finances.
An IT company implemented a new system with errors that caused data loss and business interruption for the client. Losses reached around €35,000. The PCLI policy would provide compensation and cover legal defence costs.
A contract prepared by a lawyer contained deficiencies that led to litigation costs of around €15,000 for the client. Professional civil liability insurance would cover both losses and the lawyer's defence costs, protecting the firm from financial risks.
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After payment, the policy will be sent to your email. Everything is done remotely
It covers losses arising from professional errors, inaccurate information, negligence, or incorrect consulting that causes financial losses to clients.
It is essential for lawyers, accountants, architects, engineers, doctors, IT specialists, consultants, marketing agencies, and other professional service providers.
Yes, coverage and limits can be adapted to the company's business specifics, risks, and client requirements - in many industries, this is even a mandatory condition for signing contracts.
Usually yes. the policy covers not only client compensations but also legal and defence expenses.
Yes, the policy typically also covers losses caused by company employees within the scope of professional activities.
Yes, our services are free. We receive compensation from insurers.
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