Agento

Aviation insurance

Protect your company operating in the aviation industry. Agento will find the most suitable insurance solution.

Insurance protects against losses related to aircraft operation or civil liability.

Aviation insurance

Aircraft insurance (Hull Insurance)

This coverage provides protection for the aircraft against physical damage or total loss, for example:

  • in case of an accident or incident
  • during landing or take-off damage
  • in case of natural disasters or fire
  • as a result of vandalism or other external factors

Aviation civil liability

Civil liability insurance covers losses that may be caused to third parties as a result of aviation activities.

This type of insurance can cover:

  • passenger injuries or death
  • losses to third parties on the ground
  • property damage at airports or infrastructure

Airport and infrastructure liability

Airport operators and infrastructure companies may require additional insurance covering risks related to:

  • airport operations
  • passenger safety
  • technical equipment
  • ground handling operations

Companies that provide

Why is aviation insurance important?

Financial protection in case of incidents

Aviation incidents can cause significant losses - both aircraft damage and claims from passengers or third parties. Aviation insurance helps cover these expenses and reduces the company's financial risk.

Protection against civil liability

Protection against civil liability

Aviation operators can be liable for damage to passengers, cargo, or third-party property. Liability insurance helps cover compensations and legal expenses that may arise after an incident.

Compliance with aviation industry requirements

Compliance with aviation industry requirements

In many cases, aviation operators and service providers are required to maintain a certain level of civil liability insurance. Appropriate insurance helps meet regulatory and partner requirements.

Security for business continuity

Unplanned incidents can affect a company's operations and reputation. Suitable aviation insurance helps restore operations faster and ensures stability even in unforeseen situations.

Aviation industry - high risk and high responsibility

What risks does aviation insurance cover

The aviation industry operates in an environment where safety, precision, and reliability are critically important. Aircraft operation, infrastructure maintenance, and aviation service provision are associated with various risks: from technical damage to civil liability towards passengers and third parties.

Aviation insurance helps companies manage

Factors affecting aviation insurance price

The insurance premium in the aviation sector is calculated taking into account several factors:

  • aircraft type and value
  • flight purpose (commercial or private)
  • flight frequency and routes
  • pilot experience and qualifications
  • type of company operations

Who needs aviation insurance

Aviation insurance is relevant for various aviation industry participants:

  • airlines
  • aircraft owners and operators
  • helicopter and business aviation operators
  • airports and airport infrastructure companies
  • etc.

Aviation insurance in real-life situations - how does it work?

Aircraft damage during landing
-1 000 000€
With policy Without policy

Aircraft damage during landing

During landing, the aircraft experienced a landing gear problem, resulting in hull and engine part damage. Repair costs can reach tens or even hundreds of thousands of euros, and in cases of more serious damage - over €1 million. Aircraft insurance helps cover these expenses and reduces the company's financial burden.

Damage to third-party property on the ground
-50 000€
With policy Without policy

Damage to third-party property on the ground

During take-off, the airflow from the aircraft damaged airport infrastructure or a nearby vehicle. Compensation for such damage can reach several tens of thousands of euros, and in larger incidents - hundreds of thousands of euros. Aviation civil liability insurance helps cover these losses.

Passenger injury during flight
-100 000€
With policy Without policy

Passenger injury during flight

During severe turbulence, a passenger was injured and filed a compensation claim. Medical expenses, legal costs, and compensation can range from several thousand to over €100,000. Liability insurance helps cover such claims.

Aircraft damage during maintenance
-200 000€
With policy Without policy

Aircraft damage during maintenance

A maintenance worker accidentally damaged the aircraft's wing or engine component in the hangar. Repair costs can reach €10,000 - 200,000 or more, depending on the extent of damage. The hangar or maintenance company's civil liability insurance helps cover these losses.

How to get a policy?

Step 1

Contact us

Step 2

We process your request and send you offers to choose from

Step 3

You can pay for the selected policy using the convenient payment system

Step 4

After payment, the policy will be sent to your email. Everything is done remotely

Frequently asked questions

Is aviation insurance mandatory? In most countries, at least civil liability insurance for aviation operators is mandatory to cover potential losses to passengers or third parties.
What insurance does an aircraft owner need? Usually at least two types of coverage are needed: aircraft insurance (Hull) and civil liability insurance.
Is aviation insurance needed for drones? Yes. Commercial drone operators often need liability insurance covering potential damage to third parties or property.
Does insurance cover aircraft damage on the ground? It depends on the policy terms. Some coverage applies only during the parking period, while others cover risks during flight as well.
Can a pilot be insured? Yes, in some cases pilot accident insurance or coverage for licence loss can be included.

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