Agento

Equipment insurance

Equipment insurance protects your company's technology, production and commercial equipment against damage, theft, technical failures and other unforeseen risks.

We compare offers from multiple insurers and help you choose the solution that best fits your company's needs.'s needs.

Equipment insurance

Why insure company equipment?

Protection against equipment breakdowns and downtime

Equipment insurance protects a company's manufacturing, commercial, warehouse, and other machinery from sudden and unforeseen damage. This means less downtime and lower risk of halting operations at critical moments.

Coverage for both stationary and mobile equipment

Coverage for both stationary and mobile equipment

The policy can include:

  • production lines and industrial equipment,
  • CNC machines, robots, and mechanisms,
  • ventilation, heating, and cooling systems,
  • construction equipment, forklifts, and warehouse machinery,
  • specialised tools and apparatus.
Financial security for unforeseen breakdowns

Financial security for unforeseen breakdowns

Equipment repair or replacement can be very expensive. Insurance compensates losses caused by:

  • mechanical damage,
  • electrical damage,
  • technical failures,
  • overload, voltage fluctuations, short circuits,
  • operator errors or unforeseen circumstances.

Lower risk of business interruption

If a breakdown halts production or service delivery, equipment insurance helps cover downtime costs. This protects against lost revenue and helps maintain the company's cash flow until full operational recovery.

Equipment insurance in real-life situations - how does it work?

Electrical installation damage at a factory
-28 000 €
With policy Without policy

Electrical installation damage at a factory

A short circuit occurred in a production facility, damaging two production line control units. Repair and downtime costs totalled €28,000. Commercial property insurance would compensate both equipment repair and business interruption losses.

Break-in and stolen equipment
-9 000 €
With policy Without policy

Break-in and stolen equipment

During the night, shop display windows were smashed and valuable electronics worth €9,000 were stolen. Additional losses were caused by damaged doors and the alarm system. Insurance would cover both the theft and restoration of damaged structures.

Production line motor overheating
-12 000 €
With policy Without policy

Production line motor overheating

In a metalworking shop, the main production line motor overheated due to overload and stopped, damaging the control unit. Replacement and repair would cost ~€12,000. Equipment insurance would compensate both repair costs and downtime losses.

CNC machine failure due to voltage surge
-17 000 €
With policy Without policy

CNC machine failure due to voltage surge

Voltage fluctuations damaged the CNC controller and sensors. Repair together with parts would cost ~€17,000. With equipment insurance, the company would receive compensation for damaged components and could resume production quickly.

How to get a policy?

Step 1

Fill in the application form. It will only take a few minutes

Step 2

We will process your request and send you offers to choose from

Step 3

You can pay for the selected policy using our convenient payment system

Step 4

After payment, the policy will be sent to your email. Everything is done remotely

Frequently Asked Questions

What equipment can be insured?

Equipment insurance covers manufacturing equipment, commercial equipment, office technology, warehouse equipment, specialised tools, and other company assets.

What risks are typically covered?

The policy covers technical failures, mechanical damage, fire, water leaks, explosions, theft, vandalism, and in some cases, operational errors.

Can policy terms be adapted to a specific industry?

Yes, coverage can be adapted to the company's business specifics: manufacturing, logistics, services, healthcare, construction, etc.

How does the claims process work for equipment damage?

We will help prepare documents, file a claim, and coordinate the process with the insurer so the company can return to work as soon as possible.

Are Agento services for companies free of charge?

Yes, our services are free, we receive compensation from insurers.

Even more options for your safety

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