Agento

Carrier civil liability insurance (CMR)

CMR insurance protects companies from financial losses due to cargo damage, loss or delivery delays during international and local transportation.

The policy is mandatory for international transportation and provides protection for both the carrier and its clients.

Carrier civil liability insurance (CMR)

Carrier civil liability insurance (CMR): what you need to know

Protection against losses during freight transport

CMR covers losses in case of cargo damage, loss, or delay that may occur during transport. It helps avoid significant financial risks.

For international and domestic transport

For international and domestic transport

The policy is suitable for companies transporting goods between countries or within Latvia. Additionally, we recommend property insurance for your premises and equipment. Coverage complies with CMR convention requirements.

Safer transactions with clients

Safer transactions with clients

Clients often require CMR as a mandatory prerequisite for cooperation. Insurance increases reliability and ensures professional responsibility towards senders and receivers.

Financial stability in unforeseen situations

Accidents, theft, weather-related damage. These can lead to significant losses. Insurance covers these risks, ensuring business continuity.

Carrier civil liability insurance (CMR) - how does it work?

Damaged electronics pallets
-6 800 €
With policy Without policy

Damaged electronics pallets

The carrier braked sharply, and a pallet of monitors toppled in the cargo compartment. 12 screens were smashed, with total losses reaching €6,800. CMR insurance reimbursed the sender the full amount, avoiding conflict and litigation risk.

Cargo theft at a parking lot
-14 500 €
With policy Without policy

Cargo theft at a parking lot

The driver parked overnight at a guarded parking lot, but thieves broke into the cargo compartment and stole household appliances. Losses: €14,500. With the CMR policy, the company covered the client's claim and preserved the cooperation agreement.

Cargo damage in an accident
-9 300€
With policy Without policy

Cargo damage in an accident

Several industrial parts were damaged in a road traffic accident. The client's claim reached €9,300. Thanks to CMR insurance, the carrier did not pay a cent and was able to continue working without financial losses.

Incorrectly prepared transport documents
-5 600 €
With policy Without policy

Incorrectly prepared transport documents

A document error caused customs delays and moisture damage to goods. The importer demanded €5,600 in compensation. CMR insurance covered the losses, preventing litigation risk.

How to get a policy?

Step 1

Fill out the application form. It will only take a few minutes

Step 2

We process your request and send you offers to choose from

Step 3

You can pay for the selected policy using the convenient payment system

Step 4

After payment, the policy will be sent to your email. Everything is done remotely

Frequently asked questions

What does CMR insurance cover?

CMR covers cargo damage, loss, spoilage, losses from delivery delays, and liability towards the cargo owner in international and domestic transport.

For whom is CMR insurance mandatory?

It is mandatory for all companies carrying out international freight transport in accordance with the CMR convention. For domestic transport: recommended for risk reduction.

How is the CMR insurance price calculated?

The price depends on the type of goods transported, destinations, route risks, number of vehicles, and the company's scope of operations.

Does CMR cover cargo damage in an accident?

Yes, insurance covers damage resulting from a road traffic accident, as well as cargo loss or spoilage due to various external circumstances.

Does CMR coverage extend to theft?

Some insurers offer extended CMR coverage that includes theft, robbery, or hijacking risks.

Are Agento's business services free of charge?

Yes, our services are free. We receive compensation from the insurers.

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