Agento

Property insurance

Property insurance for companies provides protection against losses from fire, flooding, theft, vandalism or other unforeseen events.

We compare offers from multiple insurers and help you choose the solution that best fits your company's needs.'s needs.

Property insurance

Why insure commercial property?

Protection against major business risks

Commercial property insurance protects buildings, premises, structures, and inventory from fire, floods, explosions, utility and civil liability system failures, theft, and other significant risks. This helps prevent unplanned losses and maintain business operations without interruptions.

Financial security and stability

Financial security and stability

Emergency repairs can cost tens or hundreds of thousands of euros. Insurance ensures these costs don't turn into a financial crisis for the company. Financial protection helps maintain business stability even in unforeseen circumstances.

Coverage for both buildings and internal infrastructure

Coverage for both buildings and internal infrastructure

The policy can include:

  • building and premises insurance,
  • engineering systems and technical systems,
  • ventilation, heating, electricity,
  • interior finishing and improvements,
  • equipment, machinery, and inventory.

All important company property is protected.

Tailored solutions for different businesses

Manufacturing facilities, offices, warehouses, and commercial premises. Each property type requires different coverage. The offer is adapted to the building type, value, usage specifics, and the company's operational risk.

Commercial property insurance in real-life situations - how does it work?

Water leak in an office building
-18 000 €
With policy Without policy

Water leak in an office building

During the night, a water pipe burst in an upper-floor office, flooding the company's premises and damaging computer equipment, documents, and furniture. Total losses reached around €18,000. Commercial property insurance would cover both equipment replacement and premises restoration work.

Fire in a restaurant kitchen
-35 000 €
With policy Without policy

Fire in a restaurant kitchen

A deep fryer caught fire in cooking oil, causing a kitchen fire. Ventilation, kitchen equipment, and part of the wall finishing were damaged. Repair would cost around €35,000. Insurance would cover premises restoration and equipment replacement, allowing operations to resume much faster.

Warehouse roof collapse during a storm
-52 000 €
With policy Without policy

Warehouse roof collapse during a storm

Due to a severe storm, part of the warehouse roof collapsed, damaging goods and shelving. Losses reached ~€52,000. The commercial property policy would compensate both construction work and the value of damaged goods, preventing cash flow problems for the business.

Outdoor terrace vandalised
-7 500 €
With policy Without policy

Outdoor terrace vandalised

During the night, tables and chairs were broken on a restaurant's outdoor terrace, decorative heaters were damaged, and a glass wall was smashed. Losses: ~€7,500. Insurance would ensure quick and complete restoration, allowing the terrace to reopen within days.

How to get a policy?

Step 1

Fill in the application form. It will only take a few minutes

Step 2

We will process your request and send you offers to choose from

Step 3

You can pay for the selected policy using our convenient payment system

Step 4

After payment, the policy will be sent to your email. Everything is done remotely

Frequently Asked Questions

What does commercial property insurance cover?

Insurance typically covers damage to buildings, premises, and equipment caused by fire, water leaks, natural disasters, theft, vandalism, and other unforeseen events.

Can policy terms be adapted to the company's needs?

Yes, commercial property insurance can be adapted by location, risk level, property value, and business specifics.

Does insurance also cover company equipment and machinery?

Yes, the policy can include equipment, machinery, inventory, and other values depending on the chosen coverage.

How does the claims process work for property damage?

Contact us and we will help prepare the claim, gather documents, and communicate with the insurer to make the process quick and simple.

Are Agento services for companies free of charge?

Yes, our services are free. We receive compensation from insurers, so you can confidently use our consultations.

Even more options for your safety

Submit your insurance claim quickly and conveniently!

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